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Financial Services
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We cater cost-effective and efficient credit facilities to economically-active citizens with both financial and technical assistance. With our extended additional loan programs and expanded areas of operations, we are committed to assist micro entrepreneurs, farmers, employees, and business owners who are facing constraints inhibiting them to a secure and dignified quality of life.

Non-Financial Services
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As catalyst of poverty alleviation, we are devoted to help our members in reaching their fullest potential in life. We take part into improving their well-being by providing non-credit programs and services to address what they need beyond financial assistance.

Subsidiary Institutions
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Because we always deem of our customers’ needs, we are continuously developing our operations by establishing additional institutions providing quality and cost-effective products and services.


 About Us

KASAPI was organized by the current President and CEO, Carlito A. Fernando on January 3, 2007 at Talavera, Nueva  Ecija making up to his dream to be of service to the community.

Looking back, on January 3, 2007, an office was set up at his home town at Fernando’s residence in Barangay Esguerra, Talavera, Nueva Ecija with only three (3) employees. They have created Pangkabuhayan Group Loan Program which caters for group clients and Pangkabuhayan Individual Loan Program which provides products and services for individual borrowers. They started their first set of releases for eight (8) clients who were also their neighbors at the same barangay, with Five Thousand Pesos (P5,000.00) loan approved amount each client.

Programs and Services

  • (PGLP)

    Pangkabuhayan Group Loan Program (PGLP) A loan extended program served by KASAPI to help the economically active poor Filipino masses within our region. This program is for groups of three (3) borrowers, which helps build a sense of shared accountability among members who are small scale entrepreneurs. The loan ranges from P4,000 up to P25,000.

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  • (MALP)

    Micro-Agri Loan Program (MALP) Provides loan, which ranges from P10,000 up to P315,000 for agricultural projects and businesses primarily financing the farm inputs and labor cost of the farming process from seeding to harvesting. It applies for lone or individual borrower.

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  • (FARE)

    Financial Assistance for Regular Employee (FARE) Otherwise known as salary loan, this provides assistance for those regular and permanent employees of any private or public institutions such as schools, city halls, local hospitals, etc. Applicants can have a loan amounting to their gross monthly income.

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  • (RCL)

    Rice Consumption Loan (RCL) A loan given to clients that aims to help them meet one of their fundamental needs. It is synchronized with their principal loan. This new program is in line with KASAPI Enterprises’ vision of becoming one of the well-known producers of quality rice in Nueva Ecija.

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News & Events

  • KASAPI Microfinance bags Gawad MFI awards from LANDBANK

    KASAPI Microfinance bags Gawad MFI awards from LANDBANK

    MANILA, Philippines – On KASAPI’s 10th year of committed service, KASAPI Microfinance and Rural Development, Inc. (KMRDI) was recognized by LANDBANK as the 2nd Place, Outstanding MFI and the Best MFI Availer – Agri-Agra Loans last August 14, 2017 at Philippine International Convention Center.

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  • KASAPI Group celebrates 10th Founding Anniversary, Thanksgiving Party

    KASAPI Group celebrates 10th Founding Anniversary, Thanksgiving Party

    KASAPI Group of Companies marked a decade of fulfilling dreams from its humble beginnings with the celebration of its 10th Founding Anniversary and Thanksgiving Party on December 17, 2016 at Hotel Stotsenberg Clark Freeport Zone, Pampanga with the theme,“Sampung taon ng Kalinga ASerbisyo Alay Para sa Inyo”. 

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  • KASAPI Foundation launches zumba for a cause

    KASAPI Foundation launches zumba for a cause

    KASAPI Foundation enthusiastically pioneered Zumba Bida, a health and fitness program for a cause organized on September 2, 2016 with participants from different departments of Central Office. The main objective of the program is to raise funds for the beneficiaries in the gift-giving activity in Talavera and to promote fun workout activities incorporated with routines to lose weight and be physically fit. 

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  • Ecijanos acquires brand new bus unit

    Ecijanos acquires brand new bus unit

    Ecijanos Travel and Events Corporation, a member of the KASAPI Group, had recently purchased a 45-seat model of King Long bus unit on September 8, 2016 for its operational use. It was named after the institution’s slogan, “Kaagapay sa Paglalakbay” and serves as a remarkable achievement of the subsidiary in 2016. The acquisition has spurred its client turnover as it aids in providing efficient transportation services for both the staffs and clients.

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  • Central Office conducts Year-End Party 2016

    Central Office conducts Year-End Party 2016

    After the highly anticipated 10th Founding Anniversary Celebration and Thanksgiving Party, Central Office employees ended the year in a col­orful revelry as they conducted an annual year-end party on December 29, 2016 held at 3rd flr. Confer­ence Hall, KASAPI Corporate Centre. 

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  • KASAPI Ako Foundation conducts Annual Himig sa Pasko

    KASAPI Ako Foundation conducts Annual Himig sa Pasko

    KASAPI Ako Foundation staff conducted the annual KASAPI Himig sa Pasko: Caroling and Gift-giving activity on December 21 to 23, 2016 for the selected barangays in Talavera. The activity aims to bring hope and gifts that the poor families can share and enjoy together during Christmas.

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  • KMC launches Montage in Talavera

    KMC launches Montage in Talavera

    KASAPI Marketing Corporation (KMC) conducted a blessing ceremony and grand opening of the 2nd clinic of Montage owned and operated by the institution on September 30, 2016 preceded by the General Manager, Ms. Laarni A. Fernando and the KASAPI Group’s President/CEO, Mr. Carlito A. Fernando. The launching of the clinic was essentially made within reach for customers with high demands for cosmetic dermatology services. 

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Partner Institution

Federal Phoenix
Security Bank